Monticello Homes under $700,000

Monticello Homes under $700,000

Welcome to Monticello, Georgia—a charming gem nestled in the heart of Jasper County. With its rich history, vibrant community, and breathtaking landscapes, Monticello offers a delightful blend of Southern charm and modern conveniences. Known as the "Jewel of Jasper County," this picturesque town is surrounded by lush greenery and tranquil lakes, making it an ideal retreat for nature lovers and those seeking a serene lifestyle.

Monticello boasts a welcoming atmosphere, where friendly locals greet you with a smile and a wave. The town is home to a variety of local shops, eateries, and cultural attractions that reflect its unique heritage. Explore the historic downtown area, where you’ll find quaint boutiques and delicious dining options that serve up classic Southern cuisine. For outdoor enthusiasts, the nearby lakes and parks provide ample opportunities for fishing, hiking, and picnicking.

For prospective homeowners, Monticello offers an impressive selection of homes under $700,000, making it an attractive destination for families, retirees, and first-time buyers alike. Whether you’re searching for a cozy cottage, a spacious family home, or a charming farmhouse, Monticello has something to suit every taste and budget. With its affordable housing market and beautiful surroundings, you can enjoy the tranquility of small-town living without sacrificing modern amenities.

Discover the magic of Monticello, where community spirit and natural beauty come together to create a truly enchanting place to call home. Come explore the possibilities and find your perfect slice of paradise in this delightful Southern town!

Newest Monticello Homes under $700,000

71 Thurman Court, Monticello
$309,000
5 Beds ⋅ 3 Baths ⋅ 10890644 MLS
Space, Style & Opportunity in Monticello! Discover the possibilities in this spacious two-story home offering a modern, open-concept floor plan designed for comfortable everyday living and entertaining. The main level features durable luxury vinyl-style flooring, a generously sized family room with decorative accent wall, guest bedroom on main, and a spacious kitchen with granite countertops, dark cabinetry, stainless steel appliances, breakfast bar, and additional counter space. Upstairs, the bedrooms offer comfortable living space, including a primary suite with a distinctive bay-window design that brings in plenty of natural light. The home's neutral interior colors provide a great starting point for adding your personal style. Additional highlights include a two-car garage, attractive exterior design with brick accents, and a rear patio overlooking the backyard. With only minor cosmetic improvements needed, this property presents an excellent opportunity for buyers looking for space, modern features, and the ability to add their finishing touches. Property is being sold AS-IS. Bring your vision and make this house your next home!

71 Thurman Court, Monticello

Listing courtesy of BridgeWell Realty Inc..

7780 Georgia 212, Monticello
$390,000
3 Beds ⋅ 2 Baths ⋅ 10889693 MLS
Enjoy the perfect blend of comfort, space, and privacy in this beautifully updated 3-bedroom, 2-bath home situated on 6.12 wooded acres! The open living area includes vaulted ceilings, a cozy fireplace, hardwood flooring, and abundant natural light. The renovated kitchen is thoughtfully designed with granite countertops, tile flooring, and stainless appliances that are approximately one year old. The spacious primary suite has tray ceilings, a walk-in closet and a beautiful new ensuite bathroom. You will find quartz counters, a double vanity, an extra-large shower and new cabinets. The unfinished basement offers room for future projects, and the seller is leaving drywall and extra flooring that matches the upstairs. Outside, enjoy a fenced backyard, a newer shed on a concrete foundation, and a separate carport with space for a boat or trailer. Come and see all this home has to offer! Some photos have been virtually staged.

7780 Georgia 212, Monticello

Listing courtesy of Mark Spain Real Estate.

670 Raven Road, Monticello
$625,000
4 Beds ⋅ 3 Baths ⋅ 10887897 MLS
2025 NEW CONSTRUCTION ON JACKSON LAKE! Beautiful Ranch-Style Home in Turtle Cove - Here is your opportunity to own a beautiful, newly constructed lakefront home on Jackson Lake! Completed in 2025, this attractive ranch-style home is located on a spacious 0.73-acre waterfront lot in the popular Turtle Cove community. Offering approximately 2,344 square feet, the home features three bedrooms and two full baths on the main level, including a comfortable primary suite, plus an upstairs bonus room with its own full bath. With three full baths in total, this home offers plenty of room for family and guests while providing the convenience of easy, single-level living. Step inside and enjoy the spacious living room with its impressive vaulted ceiling, decorative beam accents, and beautiful stone fireplace. The open kitchen features granite countertops, stainless steel appliances, a breakfast bar, and a pantry, creating a welcoming space for everyday living and entertaining. The primary suite is highlighted by a trey ceiling and a private bath with a tiled shower, double vanity, and walk-in closet. One of the home's standout features is the covered lakeside patio, complete with an outdoor fireplace. It's the perfect setting for entertaining friends, relaxing after a day on the water, or simply enjoying the peaceful surroundings of Jackson Lake. An attached garage with an automatic door opener, convenient laundry and mudroom, and additional storage make everyday living even easier. The property also includes several valuable upgrades and features, including an owned whole-house water filtration and softener system installed in February 2026, an owned ADT security system with approximately 18 months of monitoring remaining, and access to high-speed fiber internet through Conexon Connect. Enjoy the Turtle Cove lifestyle, with community amenities that include a clubhouse with lounge and restaurant, swimming pool, beaches, golf, pickleball, playgrounds, and lake access. A private T-shaped dock, built in 2026, provides convenient access to the water and includes tie-up cleats. The property also has an existing Georgia Power access lease extending through February 2041. Currently has swim dock but can be approved for covered boathouse. If you've been searching for newer construction on Jackson Lake, with a beautiful lakefront setting, comfortable main-level living, and room for family and guests, this property deserves a look. Whether you're searching for a full-time residence or the perfect weekend getaway. Come discover your new home on Jackson Lake!

670 Raven Road, Monticello

Listing courtesy of Lake Homes Realty LLC.

326 E Mourning Dove Court, Monticello
$449,900
4 Beds ⋅ 3 Baths ⋅ 10887122 MLS
Turn-Key Waterfront Retreat on Jackson Lake. Experience lakefront living at its finest in this deeded waterfront retreat on Jackson Lake, located within the sought-after Turtle Cove community. Offering 113 feet of shoreline on deep, desirable water, this private getaway features a brand-new dock and comes fully furnished, making it truly move-in ready. The main level is designed for both comfort and entertaining, featuring a versatile bedroom/sunroom/flex space, a half bath, and a welcoming living room with a cozy wood-burning fireplace and new luxury vinyl plank flooring. The spacious kitchen is a standout, complete with custom cabinetry, stainless steel appliances, a large island, two pantries, abundant storage, and a breakfast area. Adjacent to the kitchen, the dining room showcases beautiful lake views, creating the perfect setting for gatherings and everyday meals. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a private ensuite bath, walk-in closet, and dedicated office area. A conveniently located laundry room completes the upper level. Additional highlights include new private dock, 113 feet of waterfront shoreline, fully furnished and move-in ready, new water heater, attic fans, dual-zone HVAC system, large two-car garage with remote access, attached workshop, partially covered lakeside deck, additional carport with RV and boat parking and private gated entrance. Whether you're searching for a full-time residence, weekend escape, or investment opportunity, this property offers the perfect combination of privacy, convenience, and waterfront enjoyment. As a resident of Turtle Cove, you'll have access to exceptional community amenities, including a 9-hole golf course, clubhouse with full-service restaurant and bar, five white-sand beaches, boat ramps, pickleball courts, and more. Don't miss this opportunity to own a fully furnished waterfront home on Jackson Lake at an exceptional value.

326 E Mourning Dove Court, Monticello

Listing courtesy of The American Realty.

74 Water Oak Drive, Monticello
$599,000
6 Beds ⋅ 4 Baths ⋅ 10884851 MLS
A rare find in Monticello, GA!! Situated on 1.22 beautifully landscaped, open, flat acres in Monticello, this exceptional 6-bedroom, 4-bath home offers the perfect blend of space, versatility, and outdoor living. Designed with multi-generational living in mind, the fully finished basement in-law suite features its own full kitchen with granite counters, large laundry room, cutie living room with gas fireplace & tons of natural light, 3 bedrooms-1 with a massive walk-in closet, 2 full bathrooms, and multiple flex spaces that can easily serve as a home office, gym, playroom, media room, or hobby area. Whether you're accommodating extended family, welcoming long-term guests, or seeking potential rental income, this thoughtfully designed space provides endless possibilities. The huge open-concept living space on the main level features a pretty kitchen with one walk-in Pantry and a second storage pantry, Laundry room, a dining room that seats 12+, a family room AND living room with cozy gas fireplace plus gorgeous beamed ceilings. The private Master Suite features a massive walk-in closet and ensuite bath with a large shower, soaking tub, His + Hers sinks and private water closet. Across the home on the main level you'll find two more spacious bedrooms with large closets. The professionally landscaped yard creates a private outdoor retreat, complete with a peaceful pond, a cozy firepit for gathering with family and friends, lots of open space and shade for play or gardening, two covered back porches and plenty of room to relax, entertain, or simply enjoy the beauty of nature. With generous living spaces, flexible floor plan options, and a picturesque setting just minutes from the charm of downtown Monticello, this one-of-a-kind property offers comfort, functionality, and timeless appeal. Don't miss your chance to own this rare gem!

74 Water Oak Drive, Monticello

Listing courtesy of Keller Williams Premier.

57 Allen Road, Monticello
$479,000
3 Beds ⋅ 3 Baths ⋅ 10884367 MLS
NEW CONSTRUCTION CRAFTSMAN HOME ON 3.63 BEAUTIFUL, OPEN ACRES WITH PRIVATE GUEST CABIN! Situated on 3.63 acres of beautiful open land, this stunning newly constructed 3-bedroom, 2.5-bath home offers the space, style, and flexibility you've been dreaming of. Step inside and be welcomed by an inviting living area featuring gorgeous vaulted ceilings that create an open, airy feel. The open concept kitchen, dining & living room make the perfect setting for gathering with family and friends. The living room also features wood beams, built in storage & a cozy electric fireplace. The thoughtfully designed split bedroom floor plan offers privacy and comfortable living spaces. The spacious primary suite features a gorgeous private bath complete with a relaxing soaking tub, an oversized beautifully tiled walk-in shower, and a generous walk-in closet. It's the perfect place to unwind at the end of the day! Adding even more appeal is a charming 1-bedroom, 1-bath guest cabin, offering endless possibilities for visiting family and friends, a private home office, or a separate space for your MIL or big kid. Whether you're looking for a beautiful new home with room to spread out, a property with space for extended family, or that perfect country retreat, this one checks all the boxes! Beautiful new construction, open land, and a separate guest cabin all in one incredible property. Don't miss your opportunity to make this special property yours!

57 Allen Road, Monticello

Listing courtesy of Keller Williams Premier.

111 Water Oak Drive, Monticello
$364,900
4 Beds ⋅ 3 Baths ⋅ 10884183 MLS
Welcome home to this move-in-ready four-bedroom, two-and-a-half-bath residence offering a comfortable layout and a peaceful setting in Monticello. The spacious family room provides an ideal place to relax or entertain guests, while the kitchen features a center island and walk-in pantry for added convenience. The dining area offers a welcoming space for everyday meals and gatherings. The primary bedroom provides a private retreat with an en-suite bathroom featuring a double vanity and separate tub and shower. Three additional bedrooms offer flexibility for guest accommodations, a home office, or hobbies. A bonus room provides additional space for a playroom, media room, or home workspace. Enjoy the private yard and the convenience of an attached two-car garage. With its inviting layout and move-in-ready condition, this home is ready for its next owner to make it their own.

111 Water Oak Drive, Monticello

Listing courtesy of Mainstay Brokerage.

345 Flamingo Drive, Monticello
$359,000
5 Beds ⋅ 3 Baths ⋅ 10883577 MLS
Welcome to 345 Flamingo Drive in the desirable Turtle Cove community! This spacious home offers 5 bedrooms, 3 full bathrooms, approximately 2,800 square feet of living space, and TWO lots totaling approximately 0.63 acres! The newly finished basement provides incredible additional living space and has undergone extensive renovations, including new framing, drywall, fresh paint, updated electrical and plumbing, luxury vinyl plank flooring, a beautifully finished bathroom, and new HVAC ductwork. Whether you need extra bedrooms, a second living area, guest accommodations, or entertainment space, this home offers plenty of flexibility! Situated on TWO lots, the property provides additional outdoor space to enjoy. Located in the sought-after Turtle Cove community near Jackson Lake, residents have access to fantastic amenities, including lake access, beaches, a swimming pool, golf course, tennis courts, and more! With its spacious layout, newly finished basement, extensive improvements, and TWO lots, this property offers an exceptional opportunity! Schedule your private showing today!

345 Flamingo Drive, Monticello

Listing courtesy of Unlock Realty Group.

71 Canvasback Court, Monticello
$678,000
3 Beds ⋅ 3 Baths ⋅ 10883430 MLS
Gorgeous, well cared for lakefront home in a deep water cove, a true year-round retreat. Private boat ramp and covered dock. Updated kitchen with walk in pantry. Living room has a charming stone fireplace. The screened porch boasts gorgeous views of the lake. The full finished basement can be used for whatever your family wants! Check out the comprehensive Turtle Cove website (Turtle Cove POA) to see what makes living in this community so coveted. Golf course, a large pool, restaurant, lounge, several private beaches and docks, pickleball courts and fun community events.

71 Canvasback Court, Monticello

Listing courtesy of Joe Stockdale Real Estate.

1034 Whip-Poor-Will Road, Monticello
$309,900
3 Beds ⋅ 3 Baths ⋅ 10883255 MLS
Come home just in time for the holidays with no mortgage payment till February of 2027 to your beautiful new 3 bed 3 bath home with all the jingle bells and whistles in Turtle Cove's well sought after lake community. At full price when using both Builders preferred Lender and Attorney seller offers Closing Cost up to $9,000 at time of closing with a $2,500.00 appliance package along with a one year Builder warranty described in the warranty paragraph of F228. Preferred lender offers with qualified buyers 3.5% down payment assistance, has no income limits, and buyers do not have to be first-time homebuyers. Builder reserves the right to make changes to the floor plan.

1034 Whip-Poor-Will Road, Monticello

Listing courtesy of Agents Realty LLC.

815 Poplar Street, Monticello
$357,500
4 Beds ⋅ 3 Baths ⋅ 10882006 MLS
Like-New 4BR/3BA Home with Dual Master Suites - $370,000 in Monticello, GA This beautifully upgraded home offers space, style, and convenience-just minutes from downtown Monticello. Featuring 4 bedrooms and 3 full bathrooms, including two master suites (one on the main floor, one upstairs), it's ideal for multi-generational living or extra flexibility. Inside, you'll find laminate flooring, quartz countertops, stainless steel upgraded appliances, and a stainless farmhouse sink. The open layout flows seamlessly from the kitchen to the living space, making it great for entertaining. Step outside to a private, fenced backyard with a covered back porch featuring a tongue-and-groove vaulted ceiling-perfect for relaxing or hosting friends. Additional features: * Spacious walk-in closet * Like-new condition throughout * Close to town, yet tucked away for privacy..showings start Thursday 5/7/26

815 Poplar Street, Monticello

Listing courtesy of Southern Classic Realtors.

51 Thurman Court, Monticello
$274,500
4 Beds ⋅ 3 Baths ⋅ 10880040 MLS
Welcome to 51 Thurman Court, where modern comfort meets the charm of historic Monticello! This attractive two-story home offers 4 bedrooms, 2.5 bathrooms, approximately 2,092 square feet of living space, and a 0.38-acre lot. The thoughtfully designed open floor plan creates an inviting atmosphere, with a spacious family room flowing seamlessly into the dining area and kitchen. The kitchen features a center island, abundant cabinetry, generous counter space, and a pantry, making it ideal for everyday living and entertaining. Upstairs, four bedrooms offer comfortable accommodations and flexible living options. Additional highlights include window blinds throughout, a smart front door lock, smart home panel, smart thermostats, and an attached two-car garage. Conveniently located near historic downtown Monticello, with easy access to Madison, Covington, and Eatonton, this home offers an appealing combination of small-town living and modern convenience. VA VENDEE FINANCING AVAILABLE! This special financing program is open to qualified Veterans and non-Veterans, including owner-occupants and investors. Eligible buyers may benefit from competitive financing terms, little to no down payment, and no private mortgage insurance. Financing is subject to lender approval and program guidelines. For additional information, visit vrmproperties.com. Schedule your private showing today!

51 Thurman Court, Monticello

Listing courtesy of Dan Howard Real Estate.

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