Downtown Homes under $500,000

Downtown Homes under $500,000

**Welcome to Downtown, Georgia: Your Ideal Subdivision Awaits!**

Nestled in the heart of Georgia, Downtown is a vibrant and charming subdivision that perfectly blends urban convenience with suburban tranquility. With its rich history and dynamic atmosphere, Downtown offers an array of amenities that make it an attractive destination for families, young professionals, and retirees alike.

One of the standout features of Downtown is its diverse selection of homes, many of which are available for under $500,000. Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, you’ll find a variety of options to suit your lifestyle and budget. These properties often boast unique architectural details and are set within a welcoming community that values both comfort and style.

Residents of Downtown enjoy easy access to a plethora of local shops, restaurants, and entertainment venues. Stroll through charming streets lined with boutiques, savor delicious cuisine at nearby eateries, or unwind in one of the many parks and green spaces that dot the area. The community is also well-connected, with convenient access to major highways and public transportation, making commuting a breeze.

With its affordable housing options and a vibrant community spirit, Downtown, Georgia, is not just a place to live; it’s a place to thrive. Explore the possibilities today and discover why so many are choosing to call this delightful subdivision home. Your dream home in Downtown is waiting for you!

Newest Downtown Homes under $500,000

502 Margaret Street, St. Marys
$320,000
1 Beds ⋅ 2 Baths ⋅ 10868838 MLS
UPDATED AND UPGRADED BUNGALOW BRIMMING WITH COASTAL CHARM IN HISTORIC DOWNTOWN ST. MARYS! THIS MOVE-IN-READY HOME BLENDS CLASSIC CHARACTER WITH THOUGHTFUL MODERN UPDATES IN A LOCATION THAT'S HARD TO BEAT. STEP INSIDE TO BEAUTIFUL HARDWOOD FLOORS THROUGHOUT THE LIVING AREAS, WHERE THE INVITING FAMILY ROOM FEATURES A LARGE BUILT-IN BOOKCASE WITH WARM WOOD ACCENTS THAT ADD BOTH CHARACTER AND FUNCTIONALITY. THE STYLISH EAT-IN KITCHEN HAS BEEN BEAUTIFULLY UPDATED WITH NEW CABINETRY, QUARTZ COUNTERTOPS, AND A WINDOW ABOVE THE FARMHOUSE SINK THAT FILLS THE SPACE WITH NATURAL LIGHT. THE SPACIOUS BEDROOM FEATURES AN UPDATED EN SUITE BATH COMPLETE WITH A LARGE TILED WALK-IN SHOWER AND DOUBLE VANITY. AN ADDITIONAL ROOM, CURRENTLY USED AS AN OFFICE, WAS PREVIOUSLY A SECOND BEDROOM AND CAN EASILY BE CONVERTED BACK TO SUIT YOUR NEEDS. THE INDOOR LAUNDRY ROOM INCLUDES A BRAND-NEW WASHER AND DRYER, AND ADDITIONAL IMPROVEMENTS INCLUDE NEW WINDOWS AND UPDATED KNOCKDOWN CEILINGS THROUGHOUT. OUTDOOR LIVING IS JUST AS INVITING! RELAX ON THE SCREENED PORCH OVERLOOKING THE FENCED BACKYARD OR ENJOY THE OPEN DECK, PERFECT FOR GRILLING AND ENTERTAINING. THE PROPERTY ALSO INCLUDES A STORAGE OUTBUILDING AND SEPARATE WORKSHOP- BOTH WITH POWER- PROVIDING PLENTY OF SPACE FOR HOBBIES, PROJECTS, OR ADDITIONAL STORAGE. RV AND EV CHARGER HOOKUPS ARE ALREADY IN PLACE, WHILE THE IRRIGATION SYSTEM IS SUPPLIED BY A PRIVATE WELL TO HELP KEEP YOUR WATER BILL LOW. LOCATION IS KEY! ENJOY THE DOWNTOWN ST. MARYS LIFESTYLE WITH SHOPPING, RESTAURANTS, AND THE WATERFRONT PARK JUST A SHORT GOLF CART OR BIKE RIDE AWAY. BONUS- NO FLOOD INSURANCE REQUIRED AND NO HOA DUES TO PAY! WITH ITS COASTAL CHARM, EXTENSIVE UPDATES, FLEXIBLE LIVING SPACE, AND EXCEPTIONAL DOWNTOWN LOCATION, THIS HOME IS READY FOR ITS NEXT OWNER. EASY TO SHOW- MAKE AN APPOINTMENT FOR YOUR PRIVATE TOUR TODAY!

502 Margaret Street, St. Marys

Listing courtesy of Coldwell Banker Access Realty.

1192 Pleasant Circle NW, Conyers
$219,900
2 Beds ⋅ 2 Baths ⋅ 10846454 MLS
SELLER OFFERING $5K ANYWAY YOU WANT! THIS IS PERFECT FOR A RATE BUY DOWN OR TOWARDS CLOSING COSTS! Welcome to 1192 Pleasant Circle NW, where modern updates meet the charm and convenience of Downtown Conyers! This beautifully fully renovated and updated 2-bedroom, 1.5-bath bungalow offers a fresh, move-in-ready interior while maintaining the character of an established home. Situated on a desirable corner lot, the property features a private backyard with generous green space, perfect for relaxing, entertaining, gardening, or enjoying time outdoors. The location is a standout-tucked along a quiet residential street yet just a short walk from Downtown Conyers and Main Street, giving you convenient access to local dining, shopping, community events, and the historic downtown district. Easy access to I-20 also makes commuting toward Atlanta and surrounding areas convenient. Whether you're searching for a primary residence, downsizing opportunity, or investment property, this thoughtfully renovated home combines location, privacy, outdoor space, and updated living in one inviting package. Minutes from the heart of Downtown Conyers-come see what makes this home special!

1192 Pleasant Circle NW, Conyers

Listing courtesy of Ansley RE|Christie's Int'l RE.

1748 E Broad Street, Athens
$219,000
3 Beds ⋅ 1 Baths ⋅ 10838806 MLS
Ideally positioned within 2 miles of Downtown Athens and UGA, this easy-living ranch is a true jewel in the rough, offering an exciting opportunity to restore its original character and return it to its prime. Inside, the open living room connects seamlessly with the bright, sunlit kitchen, offering ample counter space and a practical layout. Original hardwood floors extend through the living room and rear bedrooms, ready to be refinished and brought back to life. Just off the kitchen, a versatile space with a closet and direct access to the screened porch offers the flexibility to serve as a third bedroom or secondary living space. Spanning the rear of the home, two additional bedrooms flank a full bathroom. Outside, the low-maintenance .32-acre lot is complemented by a rocking-chair front porch and a screened porch that adds year-round outdoor living options. With quick access to Loop 10, Sanford Stadium, Downtown Athens, and all the conveniences of this highly sought-after location, this is an ideal renovation project with the potential to transform a well-located classic into something truly special. This is an investment opportunity you do not want to miss.

1748 E Broad Street, Athens

Listing courtesy of H.M. Fletcher Real Estate.

504 N Pond Street, Toccoa
$150,000
2 Beds ⋅ 1 Baths ⋅ 10836106 MLS
Welcome to this charming 1950s bungalow in the heart of Toccoa! This two-bedroom, one-bath home is full of character and has been thoughtfully updated over the years, offering the perfect blend of vintage charm and modern convenience. Located just past the elementary school, the home is also within walking distance of downtown Toccoa, shopping, churches, restaurants and more. Inside, the inviting family room flows seamlessly into the kitchen, creating a cozy and functional space for everyday living. The home has been carefully maintained while preserving the character that makes a 1950s bungalow so special. The bathroom has been recently renovated and features a beautiful tiled shower and new vanity. Just off the kitchen, you'll find an enclosed back porch with washer and dryer hookups, along with additional unfinished space that offers plenty of possibilities. Use it as a walk in pantry, additional bathroom, storage room, or finish it to fit your specific needs. Central HVAC provides year-round comfort, while the gas wall heater offers a reliable backup source of heat during cooler months. Whether you're a first-time buyer, looking to downsize, or searching for a home close to everything downtown Toccoa has to offer, this bungalow is ready to welcome you home!

504 N Pond Street, Toccoa

Listing courtesy of Keller Williams Lanier Partners.

105 Gunter Street, St. Marys
$279,000
4 Beds ⋅ 2 Baths ⋅ 10832969 MLS
Welcome to 105 Gunter Street, a charming 4-bedroom, 2-bath home offering 1,208 square feet in the highly desirable St. Marys Golf Cart District. Full of character and thoughtfully updated, this home offers an inviting layout designed for both everyday living and entertaining. The beautiful kitchen is truly the heart of the home, featuring crisp white cabinetry, quartz countertops, a farmhouse sink, gold hardware, a Cafe double oven that can be controlled remotely, Cafe dishwasher, oversized breakfast bar, and a walk-in pantry. The open design provides plenty of room to gather while maintaining the charm and personality that make this home stand out. Step through the double doors to the spacious screened porch, creating the perfect extension of the living space. Beyond it, the fully fenced backyard offers mature landscaping, multiple areas to relax or entertain, a 12x12 storage shed, and a dedicated concrete parking area with room for an RV, boat, or other recreational toys. Additional features include tile flooring throughout, updated bathrooms, a tankless water heater, and no HOA. Best of all, you're located in the Golf Cart District, just a golf cart ride from Downtown St. Marys, where you can enjoy the waterfront, restaurants, shops, and community events. 105 Gunter St offers the charm of downtown living with the space, storage, and functionality to enjoy the coastal St. Marys lifestyle. Please call listing agent for a private tour of this amazing home!

105 Gunter Street, St. Marys

Listing courtesy of Coastal Roots Realty.

208 E Weed Street, St. Marys
$149,900
1 Beds ⋅ 1 Baths ⋅ 10800528 MLS
Prime location to build your dream home or vacation rental property - Nestled in the historical district of downtown St. Marys on a dead end street ending on the marsh! Structure on property is a tear down or total renovation & shall be sold as-is. Could make an excellent tiny house. Just two blocks to the waterfront park. There is a newly built boat dock/Marina just two blocks away where you can dock your boat or just sit on the docks for a peaceful evening view of the St Mays river. The city planed Hilton Hotel is positioned next to the marina docks making the location unbeatable. Walk or take a golf cart to the shops & restaurants or hop on the ferry to Cumberland Island & relax on the pristine beaches. House next door also listed for sale! Could be possible to purchase lot next door with this lot as a package.

208 E Weed Street, St. Marys

Listing courtesy of ERA Kings Bay Realty.

206 E Weed Street, St. Marys
$479,900
4 Beds ⋅ 3 Baths ⋅ 10799886 MLS
Rare & exceptional investment opportunity in the golf cart district of historical St Marys! This established vacation rental property offers the perfect addition to your portfolio or for your new family home. Experience the charm of downtown St. Marys in this beautifully renovated 4BR / 3BA 1,926 SQFT home situated just two blocks from the waterfront park & sits on a dead end street ending on the marsh. Features an open floor plan with inviting living room, dining area, & updated kitchen with quartz countertops, island with breakfast bar, refrigerator, stove, dishwasher, & built-in microwave. The upstairs primary suite offers plenty of privacy & includes double vanities & tub with shower. Start your mornings on the private side porch off the kitchen enjoying your breakfast & coffee. The lovely front porch is 18' x 6' with picturesque marsh views perfect for relaxing. Entertain in the evenings on the expansive 10' x 30' rear deck where you can see the sparkling lights of Fernandina under the beautiful starry sky. Prime location with no HOA. There is a newly built boat dock/Marina just two blocks away where you can dock your boat or sit on the docks for a peaceful evening view of the St Mays river. The city planed Hilton Hotel is positioned next to the marina docks making the location unbeatable. Walk or take a golf cart to the shops & restaurants or hop on the ferry to Cumberland Island & relax on the pristine beaches. Roof is only 4 years old! Heated & cooled by five mini-split AC units, allowing for individualized comfort in all areas of the home. All furniture is negotiable & there is a golf cart available for purchase. Adjoining 60' x 140' lot is also listed for sale!

206 E Weed Street, St. Marys

Listing courtesy of ERA Kings Bay Realty.

3149 Thompson Avenue SE, Covington
$199,900
2 Beds ⋅ 2 Baths ⋅ 10794102 MLS
This cozy bungalow sits just steps from the Historic Covington Square, placing you within easy walking distance of all the dining, shopping, and charm downtown Covington is known for. A wide front porch made for relaxing welcomes you home, offering the perfect spot for morning coffee or evening unwinding. Inside, the home features two bedrooms, two full bathrooms, a bonus room, a laundry/utility room, and a bright eat-in kitchen that feels warm and inviting. The layout is efficient yet comfortable, blending classic bungalow character and a warm, updated interior. Out back, the fenced, level yard provides privacy, play space, and room for pets or gardening. This move-in-ready downtown gem offers the ideal mix of charm, updates, and walkability - appealing to both owner-occupants and investors. Its prime location near the Square also makes it an excellent short-term rental opportunity.

3149 Thompson Avenue SE, Covington

Listing courtesy of GA Realty Experts.

129 Rhudy Street, Carrollton
$350,000
10774175 MLS
Turnkey, fully occupied income-producing duplex with an unbeatable location just three blocks from Adamson Square in downtown Carrollton. This well-maintained property offers immediate cash flow with strong in-place occupancy and major capital improvements already completed, including a new roof and new HVAC systems. Both units feature two-bedroom, one-bathroom floorplans with functional layouts and durable, low-maintenance finishes designed for long-term rental stability. Positioned within walking distance to downtown dining, retail, entertainment, and the Carrollton GreenBelt, the property benefits from one of the strongest rental locations in the market. With stabilized occupancy, minimal deferred maintenance, and true walkability to downtown Carrollton, this is a rare opportunity to acquire a turnkey asset in a highly desirable corridor!

129 Rhudy Street, Carrollton

Listing courtesy of Stratus Property Group.

Start Your Search

© 2026 Georgia MLS. All rights reserved. Information Deemed Reliable But Not Guaranteed.